Good News for Married Couple; Now Get Rs 45,000 per Month! Know Details
If you are married, then their is a good news for you. Now with a small investment you will start earning Rs 45, 000 per month under a government scheme called National Pension Scheme (NPS). Under this scheme you will get pension when you need it most.
What is National Pension Scheme (NPS)?
NPS is the Social Security Scheme of the Central Government. The money you invest in this scheme is managed by professional fund managers. These professional fund managers are entrusted by the central government. In such a case, your investment in NPS remains completely safe.
How to Get Pension Under NPS?
To get pension, you have to open an account under the National Pension Scheme (NPS) in your wife’s name. After which the investors will be entitled to get a pension of Rs 5,40,000 per annum, that means Rs 45, 000 per month. After completing 60 years, you will get a lump sum from this account.
You can deposit money into your National Pension Scheme (NPS) account monthly or annually as per your convenience. You can open an NPS account in your wife’s name with just Rs.1000. NPS account matures at the age of 60 years. After that regular money will also come to the concerned people every month in the form of pension. This amount will act as a safe investment for your old age because at that time you need more money.
How it Works?
If your wife is 30 years old and you invest Rs 5,000 every month in her NPS account, she will have a total of Rs 1.12 crore in her account at the age of 60 at 10% annual return.
From this she will get about 45 lakh rupees. Apart from this, she will continue to get a pension of about Rs 45,000 per month. If you want to take annuity, the NPS scheme also has a provision for that. As per the new rules, if you wish, the wife can operate the NPS account even till the age of 65 years.
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