You can set up your business account & accept payments, track transactions, receive settlements, apply for a loan & much more with this PhonePe Business. It offers the digital Payments, QR Code Payments, Smart Speaker, Instant Business Loan. You can also upgrade customer payment experience at your store with PhonePe’s payment devices.
The PhonePe Business App is your gateway to a digital payments acceptance network spanning 3.8 Crore merchants! Once your PhonePe Business account is activated, you can instantly download the payment QR sticker & start accepting digital payments at your store. You can also order free QR stickers on this app & have them delivered to your store, across India.
Key Benefits of PhonePe Business App
- Easy payment acceptance: Accept payments from all BHIM UPI apps by using the PhonePe QR. The PhonePe QR also supports other payment modes like Credit & Debit Card & Wallets.
- Get instant help: Using its user-friendly Chat Bot in the Help section you can resolve your queries. You can also reach out to its helpdesk on the PhonePe Business app.
- Direct settlement into your bank account: Money is transferred safely & directly into your bank account instantly or in the next morning. To receive money in your bank account any time during the day you can also use its ‘SettleNow’ feature.
- Real-time transactions & payments tracking: In the History section on the PhonePe Business app you can check your transactions & settlements easily.
- Get Instant Loan for Merchants: The PhonePe Business app provides online loans to MSMEs. Move a step closer to growing your business by getting a loan on PhonePe.
Merchant Loan Highlights
- Get attractive interest rates with up to 30 months tenure.
- With 0 paperwork you can instant digital loan.
- Get online loans from INR 50,000 to INR 5,00,000
- With EDI – Easy Daily Installments get easy repayment option.
- EDIs deducted from daily transactions collected via customer payments on PhonePe.
- Get 100% trustworthy loans, that is offered by RBI-regulated PhonePe lending partners authorized to offer credit products.
- It offers the best offering at competitive interest rates from multiple lenders & options to select.
- Low processing fees & their is no other hidden charges.
- On the PhonePe Business app you can get the daily updates about your Loan.
- Get the option to foreclose Loan any time.
Online Loan Eligibility:
- The eligibility criteria for business loans for merchants are:
- For more than INR 15,000 per month, it can accept payments on PhonePe QR.
- Be an active merchant, accepting payments on PhonePe QR for 3 months or more.
Note: Merchant loans are offered at the discretion of its lending partners & the criteria above may change on a case-by-case basis
Documents required:
- Date of Birth
- PAN
- Aadhaar Number
Note: For loans up to INR 5 lakhs Business or Bank account details are NOT needed; may change as per its lender policies.
Steps to Avail Loan:
- First choose loan value & interest rate.
- Then, enter your details such as Date of Birth, PAN, & Aadhaar Number
- Click a selfie, & complete KYC digitally
- After that set-up Auto-pay on your account
More About the Loan Offerings:
- Min. Tenure: 3 months
- Max. Tenure: 30 months
- Max. rate of interest charged: 30% flat p.a.
Example: For total cost of the Loan, including the principal amount & all applicable fees:
- Principal loan amount: Rs. 15,000
- Flat Interest Rate: 18% p.a.
- Processing Fees: 2%
- Tenure: 3 months
Then,
- Total interest amount payable: Rs. 675
- Total processing fee amount payable: Rs. 300
- Total cost to the user: Rs. 15,975
PhonePe RBI Registered NBFCs Partners
- Innofin Solutions Pvt Ltd
- Aditya Birla Finance Limited
- PayU Finance India Private Limited
PhonePe POS Device:
On this app you can place an order for your POS Device & accept payments through UPI, Debit & Credit Card, Wallet, & other modes. Pay nominal monthly rental & enjoy industry-leading MDR rates. You can learn about charges on this App.
PhonePe Smart Speaker:
On this app you can order a SmartSpeaker, install it to your store & get instant payment notifications in your selected regional languages. You can surprise your customers with payment alerts in the voice of celebrities.
Download PhonePe Business: Merchant Apk file from Downloading button below and enjoy this app.
| App Name | PhonePe Business: Merchant (Apk) |
|---|---|
| Updated | Sep 9, 2024 |
| Current Version | 0.5.55 |
| Requires Android | 6.0 and up |
| Offered By | PhonePe |
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