PM Shram Yogi Man-Dhan Yojana : Earn Rs 35,000 Pension by Investing Only Rs 55 Per Month

Nowadays many people want to invest. Many people are now investing in something for better returns instead of going to the bank. In this article you are going to know about a government scheme in which you can get an annual pension of Rs 36, 000 by investing Rs 55 per month.

Pradhan Mantri Shram Yogi Man-Dhan Yojana

The Modi government has launched the Pradhan Mantri Shram Yogi Man-Dhan Yojana scheme to secure the future of workers associated with the unorganized sector. Workers between 18 and 40 years of age can apply for this scheme.

Eligibility

• Applicants must be an Unorganized Workers (UW).

  Age should be between 18 to 40 years.

• Monthly Income up to Rs 15000.
• He / She must not be an income tax payer.
• Applicants must not be engaged in organized sector with membership of Employees Provident Fund (EPF) / National Pension Scheme (NPS) / Employees State Insurance Corp (ESIC).
• Applicant must have a savings bank account.
• He / She should possess Aadhar number.

Features

• Assured Pension of Rs. 3000/- month.
• Voluntary and Contributory Pension Scheme.
• Matching Contribution by the Government of India.

How to Invest in this Scheme?

In this, the investment amount is fixed on the basis of age. If you start investing in this scheme at the age of 18, you will have to pay only Rs 55 per month. You have to invest till the age of 60 years. After that, you will be entitled to a pension of Rs.3,000(36 thousand per annum) per month. You should start investing in this plan today.

How to Apply ?

• To enroll in Pradhan Mantri Shram Yogi Man-Dhan Pension Yojana, you have to go to Common Seva Center (CSC) Centre.
• They will visit the official PM Shram Yogi Mandhan Pension Yojana Online Portal at https://maandhan.in/.
• At the homepage, they have to click at the “Click Here to Apply Now.”
• Then you will be directed to “Digitalseva Connect” Portal which is to be operated by the common service service operator.
• After that provide your Aadhaar Card and Savings Account or Jan Dhan Account details. You can show a passbook, checkbook, or bank statement as proof.
• Once your details are entered into the computer, your monthly contribution information will be available automatically.
• The 1st installment would be deducted through CSC wallet and subscribers will have to make their initial contribution in cash.
• After making successful payment, an online Shram Yogi Pension Number would be generated. In addition, to that an acknowledgement cum Debit mandate will be generated for beneficiary’s signature.
• Common Service Centers will scan and upload the signed debit mandate of beneficiaries. Then CSC will print and handover the Shram Yogi Card to beneficiaries.
• After confirmation from bank, mandate debit would get activated along with SMS communication to the beneficiary.

Who will Get Pension Under this Scheme?

The scheme has been launched for the benefit of workers working in the unorganized sector. These include domestic workers, drivers, plumbers, tailors, bead makers, rickshaw pullers, street vendors, leather workers, construction workers, handicrafts, agricultural workers, cobblers and cleaners.

Apart from this, those who make sports goods, workers who make steel vessels, people who cultivate silkworms, people who work in service stations, people who work in printing presses can also benefited from this scheme.

Shram Yogi Man-Dhan Helpline Number

• You can get information about this scheme on toll free number 18002676888.
• Apart from this, one can also visit the website https://labour.gov.in/ for information related to this scheme.

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