What is ‘Har Ghar Lakhpati’ scheme of SBI? Know Who can Invest & Interest Amount

A few days ago, State Bank of India launched the ‘Har Ghar Lakhpati’ scheme. This is an RD scheme in which you can save up to Rs 1 lakh by depositing small amounts. General citizens will get 6.75% interest and senior citizens will get 7.25% interest. You can invest in it starting from 3 years to 10 years.

Rules and Other Important Information Related to this Scheme

General citizens will get 6.75% interest per annum and senior citizens will get 7.25% interest on SBI’s Har Ghar Lakpati Yojana for 3 to 4 years. If you invest in this scheme for 5 to 10 years, you will get 6.50% interest for general citizens and 7% interest for senior citizens. You can invest in this RD scheme of SBI for a fixed period as per your wish.

Any Indian Citizen can Invest

Along with single account, you can also open a giant account. Parents or guardians can open an account under this scheme in the name of the child. It should be noted that the age of the child must be more than 10 years. The child must then be able to sign his/her signature.

keep in mind that if you are a general citizen and your income in RD is more than 40 thousand then you have to pay TDS at the rate of 10%. Similarly, in case of senior citizens, this limit is 50,000.

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